Attention homeowners in Huntington Beach and Orange County: Need an appraisal?
See the top 7 reasons why CA homeowners hire Newport Appraisal Specialist LLC:
Do you own a house in or near Huntington Beach? Do you need help deciding the value of your real estate?
At Newport Appraisal Specialist LLC, we understand the particular needs of a consumer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Newport Appraisal Specialist LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping clients just like you dismiss unneeded and unwanted PMI insurance.
Challenging Orange county's assessment of your property
Lets say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Newport Appraisal Specialist LLC is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Newport Appraisal Specialist LLC can help you reinstate your home equity line of credit with a professional appraisal.
Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for precision? Newport Appraisal Specialist LLC offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Newport Appraisal Specialist LLC can help you with that. While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.